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Commercial Umbrella Insurance

Extra Protection that Keeps You in Business

As a business owner, keeping your business insured is one of the most important financial decisions you can make. But if you don’t have a sufficient amount of coverage, your current policy may not have the extra layer of protection needed for situations that can jeopardize your finances, or even your operations.

With Commercial Umbrella Insurance from Keystone State Insurance, you can protect your business and your assets in the event that your company gets sued in a major lawsuit.

A Commercial Umbrella policy will provide your business with additional coverage should a lawsuit or major accident exceed the limits of your existing, or underlying, General, Auto, or other business liability policy. It can also insure an incident that occurs outside of your coverage territory.

What Does Commercial Umbrella Insurance Cover?

Major lawsuits are a result of accidents that occur either on or off the premises of your business. The following are examples of situations where Commercial Umbrella coverage can safeguard your business:

  • Accidental falls or slips on your property
  • A carbon monoxide leak in your building
  • Libel, slander, or invasion of privacy
  • If one of your products causes injury or illness
  • If a fire in your building damages other property
  • Violations of Employment Practices Liability
  • If your business vehicle is involved in an accident

How Much Umbrella Coverage is Enough?

Since lawsuits can be expensive and accidents do happen, you can never be too careful with your coverage options. That’s why at Keystone State Insurance, our helpful insurance experts will work with the individual needs of your business to find a level of protection that keeps you and your operations secure. Commercial Umbrella Insurance is simply an affordable coverage that can help you avoid major losses.

Protect your business personally and financially with a Commercial Umbrella policy from Keystone State Insurance.

Our Location

Keystone State Insurance (Parkway Shopping Center)

929 S High St, Store 20B
West Chester, PA 19382
Main office: 610-692-4400
Fax: 610-692-4441

Our Providers

Testimonials

No one likes shopping for insurance, but it's something we all have to do. Keystone State Insurance did all the work for me. All of it. Apples to apples, I'm paying less than what I was paying for one car ¦with two cars. I ended up adding my homeowners and soon we'll be getting our life insurance through them as well. Cannot recommend them enough!

Sarah G
I was with my previous company for over 30 years, but being on a fixed income I figured it couldn't hurt to get a quote. The quote was half of what I was paying before! Tina walked me through each step and made sure every detail was covered. I couldn't be happier with my new insurance! Tina and George are always available to answer any questions, the customer service can't be beat! I've been recommending them to all of my family members.

Betty M.
Choosing the right insurance can be a difficult task. George at Keystone State Insurance helped us decided what level of coverage we needed by asking the right questions. He was extremely courteous and patient. Then, he found us a policy that saved us a lot of money for the same level of coverage that we had with another company. He handles any issues with the perfect blend of professionalism and friendliness. It's wonderful to have someone you can trust to manage your car and homeowners insurance and can simplify the process.

Christine K.