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Auto Insurance in West Chester and Downingtown, PA

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Keeping Pennsylvania Drivers Secure

Drivers face a lot of risks, including vandalism, fires, slippery roadways and reckless drivers.  These and other risks require protection, and insurance provides necessary protection.  At Keystone State Insurance we have a robust auto insurance program, and through this program we write tailored policies for individual clients.  We’ll write a tailored policy for you and you’ll be fully covered as a result.  Whether you drive within a large city or you drive long distances on open highways, we can help you get what suits you.    

Auto Insurance Coverage Details

In general, auto insurance protects against damages and liabilities, but it can protect against more.  If you need your auto insurance to provide greater protection than it does normally, we can help you get what you need.  We’ll help you find the right coverages so that your needs are matched.  We’ll also ensure that your policy fits, and this way you’ll have what suits you.

We work with A-rated carriers in order to give you the best possible selection of options that we can, and the options in the selection that we offer include:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

In some cases auto insurance can be combined with homeowners insurance.  If a combination of your auto insurance and your homeowners insurance is possible, we’ll make it.  It’ll save you time and money.  Just see our home & auto page and/or speak with an agent.  

How We’ll Help You

We work closely with clients in order to identify the right coverages and to create the best possible solutions.  We’ll work with you in the same way in order to do the same things.  Once the solution that we create is in place, we’ll monitor it regularly and we’ll keep you informed. 

We manage risk and claims and we’ll manage your risk and we'll manage any claims that you file.  We’re also reachable at almost any time, so if you need to get a hold of us, you can.  This will make it easy for you to get the information that you need in order to make the right decisions. 


Please contact us or give us a call to learn more.  You can request a quote if you’re ready to get started.


Additional Auto Insurance Information:


We provide car insurance to drivers near West Chester, Downingtown, Media, King of Prussia, Malvern, and Kennett Square.

Related Products:

Our Location

Keystone State Insurance (Parkway Shopping Center)

929 S High St, Store 20B
West Chester, PA 19382
Main office: 610-692-4400
Fax: 610-692-4441

Our Providers


No one likes shopping for insurance, but it's something we all have to do. Keystone State Insurance did all the work for me. All of it. Apples to apples, I'm paying less than what I was paying for one car ¦with two cars. I ended up adding my homeowners and soon we'll be getting our life insurance through them as well. Cannot recommend them enough!

Sarah G
I was with my previous company for over 30 years, but being on a fixed income I figured it couldn't hurt to get a quote. The quote was half of what I was paying before! Tina walked me through each step and made sure every detail was covered. I couldn't be happier with my new insurance! Tina and George are always available to answer any questions, the customer service can't be beat! I've been recommending them to all of my family members.

Betty M.
Choosing the right insurance can be a difficult task. George at Keystone State Insurance helped us decided what level of coverage we needed by asking the right questions. He was extremely courteous and patient. Then, he found us a policy that saved us a lot of money for the same level of coverage that we had with another company. He handles any issues with the perfect blend of professionalism and friendliness. It's wonderful to have someone you can trust to manage your car and homeowners insurance and can simplify the process.

Christine K.