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Uninsured & Underinsured Motorist Coverage

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Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Keystone State Insurance to find out how you can be prepared for any situation on the road.

Our Location

Keystone State Insurance (Parkway Shopping Center)

929 S High St, Store 20B
West Chester, PA 19382
Main office: 610-692-4400
Fax: 610-692-4441

Our Providers

Testimonials

No one likes shopping for insurance, but it's something we all have to do. Keystone State Insurance did all the work for me. All of it. Apples to apples, I'm paying less than what I was paying for one car ¦with two cars. I ended up adding my homeowners and soon we'll be getting our life insurance through them as well. Cannot recommend them enough!

Sarah G
I was with my previous company for over 30 years, but being on a fixed income I figured it couldn't hurt to get a quote. The quote was half of what I was paying before! Tina walked me through each step and made sure every detail was covered. I couldn't be happier with my new insurance! Tina and George are always available to answer any questions, the customer service can't be beat! I've been recommending them to all of my family members.

Betty M.
Choosing the right insurance can be a difficult task. George at Keystone State Insurance helped us decided what level of coverage we needed by asking the right questions. He was extremely courteous and patient. Then, he found us a policy that saved us a lot of money for the same level of coverage that we had with another company. He handles any issues with the perfect blend of professionalism and friendliness. It's wonderful to have someone you can trust to manage your car and homeowners insurance and can simplify the process.

Christine K.