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Homeowners Insurance in West Chester and Downingtown, PA

Homeowners Insurance in West Chester and Downingtown, PA

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Protecting Pennsylvania Homeowners Against Risk

For homeowners risks happen hail, leaks, vandalism, and injuries are some of these risks, and all require protection.  Insurance provides necessary protection and at Keystone State Insurance we have a comprehensive homeowner’s insurance program, and through this program we customize policies for individual clients.  We’ll customize a policy for you and as a result you’ll be secure for the right price.  Whether you live in a single-bedroom dwelling by yourself or you live in a five-bedroom dwelling in which you keep high-value items, we’ll help you get what’s best for you.

Homeowners Insurance Coverage Details

Generally, homeowners insurance protects against damages to structures and to belongings and it protects against liabilities.  For most homeowners, the security that this type of insurance provides in its basic form is not enough.  This is why most homeowner’s insurance policyholders add coverages to their policies.  We’ll help you find the right coverages and we’ll also ensure that your policy fits.

We’re a part of a large network of carriers, and being a part of this network enables us to give you the best possible selection of options.  The options in the selection that we offer include:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

You can save money and time if you combine your homeowners insurance with your auto insurance.  If a combination of homeowners insurance and auto insurance is a possibility for you, we’ll make it.  It'll save you time and money.  Just see our home & auto page and/or speak with an agent.

Services and Support

We’ve insured homeowners in Pennsylvania and in Delaware for a long time so we know these individuals’ needs.  We meet their needs by providing tailored products and personalized services.  As a result, the homeowners whom we serve stay fully secure in cost-effective ways.

We manage risk and claims and we’ll manage your risk and we’ll manage any claims that you file. We’re also reachable whenever you want or need to get a hold of us, so it’ll be easy for you to get the information that you need in order to make the best decisions.  


Please contact us or give us a call to learn more about your options.  If you’re ready to get started, request a quote.


Additional Homeowners Insurance Information:


Keystone State Insurance provides Home Insurance for residents near West Chester, Downingtown, Media, King of Prussia, Malvern, and Kennett Square.

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Our Location

Keystone State Insurance (Parkway Shopping Center)

929 S High St, Store 20B
West Chester, PA 19382
Main office: 610-692-4400
Fax: 610-692-4441

Our Providers


No one likes shopping for insurance, but it's something we all have to do. Keystone State Insurance did all the work for me. All of it. Apples to apples, I'm paying less than what I was paying for one car ¦with two cars. I ended up adding my homeowners and soon we'll be getting our life insurance through them as well. Cannot recommend them enough!

Sarah G
I was with my previous company for over 30 years, but being on a fixed income I figured it couldn't hurt to get a quote. The quote was half of what I was paying before! Tina walked me through each step and made sure every detail was covered. I couldn't be happier with my new insurance! Tina and George are always available to answer any questions, the customer service can't be beat! I've been recommending them to all of my family members.

Betty M.
Choosing the right insurance can be a difficult task. George at Keystone State Insurance helped us decided what level of coverage we needed by asking the right questions. He was extremely courteous and patient. Then, he found us a policy that saved us a lot of money for the same level of coverage that we had with another company. He handles any issues with the perfect blend of professionalism and friendliness. It's wonderful to have someone you can trust to manage your car and homeowners insurance and can simplify the process.

Christine K.