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Property Insurance

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Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Keystone State Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Keystone State Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Keystone State Insurance before making a decision.

Our Location

Keystone State Insurance (Parkway Shopping Center)

929 S High St, Store 20B
West Chester, PA 19382
Main office: 610-692-4400
Fax: 610-692-4441

Our Providers

Testimonials

No one likes shopping for insurance, but it's something we all have to do. Keystone State Insurance did all the work for me. All of it. Apples to apples, I'm paying less than what I was paying for one car ¦with two cars. I ended up adding my homeowners and soon we'll be getting our life insurance through them as well. Cannot recommend them enough!

Sarah G
I was with my previous company for over 30 years, but being on a fixed income I figured it couldn't hurt to get a quote. The quote was half of what I was paying before! Tina walked me through each step and made sure every detail was covered. I couldn't be happier with my new insurance! Tina and George are always available to answer any questions, the customer service can't be beat! I've been recommending them to all of my family members.

Betty M.
Choosing the right insurance can be a difficult task. George at Keystone State Insurance helped us decided what level of coverage we needed by asking the right questions. He was extremely courteous and patient. Then, he found us a policy that saved us a lot of money for the same level of coverage that we had with another company. He handles any issues with the perfect blend of professionalism and friendliness. It's wonderful to have someone you can trust to manage your car and homeowners insurance and can simplify the process.

Christine K.