Keystone State Insurance in West Chester, PA serves the citizens of Pennsylvania and Delaware with pride and experience that allows our agents to find the right insurance for you. We offer multiple lines of business with many sub-policies that can be tailored to fit your needs.
Types of Insurance offered by Keystone State Insurance
Insurance is there when you need it to protect your belongings, property, finances, and health. Your Keystone State Insurance agent can help you understand the different types of insurance that we offer so you can determine what coverage you need. As a general rule of thumb, when insurance is required, it's generally to protect you from damage you can cause to another person or their belongings. Some of the policies we offer include:
Home insurance covers your house and property. If you have a bank loan against the property, the bank usually requires you to carry insurance. Home insurance pays to repair or rebuild your home if it's damaged by theft, storms, fire, or an act of nature.
Generally, it doesn't cover normal wear and tear on the item. For example, insurance isn't going to pay for new carpet just because the old one is worn out. Your Keystone State Insurance agent can help you determine what home insurance coverage you need for your situation.
Third party coverage pays for other people involved in an accident or damage to other people’s property, but if your car is damaged or stolen, you are responsible for the cost to fix it. Comprehensive insurance covers damage to your own car. Your Keystone State Insurance agent can help you determine what car insurance coverage you need in Pennsylvania and Delaware.
Life insurance pays your dependents in the event of your death. Typically, your beneficiaries can take a lump sum or regular payments. If your spouse or children need your income, then you should consider maintaining enough life insurance to meet their needs for as long as possible. There are multiple options to choose from including term, whole, and universal life insurance.
Your Keystone State Insurance agent in West Chester, PA can help you determine what life, home, umbrella, condo, RV, auto, and other types of insurance policies you may need in Pennsylvania and Delaware. Reach out to our agents to have your questions answered and try our online rating tool for quotes on home and auto insurance.