Buying a car can be a time-consuming experience. By the time you complete all of the loan paperwork and are ready to drive your car off the lot, your current auto insurance office may be closed. This may leave you wondering if your new vehicle is covered under your existing policy or whether you have to wait until morning to get coverage and drive your car off the lot. This is a question that we at Keystone State Insurance, serving the West Chester, PA area and the surrounding states, are often asked. Here is what you need to know.
You Are Typically Covered
In most cases, your current auto insurance policy will extend to a brand new car that you have just purchased. However, if you are not sure, contact your insurance company and let them know that you are looking to buy a new car. Ask them if you will be covered if you buy the car at night or after their office is closed.
Buy Insurance in a Timely Manner
While you may be covered under your existing policy for a brief period, the time for which you are covered is often limited, and the coverage levels may not be very high. As such, you will want to obtain insurance on your new car as quickly as you can the next business day. Be sure to have the VIN of your new car and your driver’s license number on you to get accurate quotes.
If you have just purchased a new car, you may be looking for a new auto insurance policy. If you need a new policy in the West Chester, PA area or the surrounding states, Keystone State Insurance can help. Call us now to get a quote or try our online rating tool.